About Us

For over 25 years, we have been a leading insurance and financial services provider in Maryland, Virginia, and Washington, D.C focused on protecting everything that's important to you. Whether you need commercial liability protection; car insurance; homeowners coverage; workers compensation for your employees; life, health, and disability insurance for your family or employees; or financial planning services and investment help, we've got you covered! We're a one-stop-shop that can help you with all of your insurance and financial needs.

Please browse our site to get more acquainted with us or give us a call to discuss your specific commercial or personal needs. One of our friendly, experienced employees will be happy to get to know you and find out how we can help.

Choices

Given the choice, who would you rather do business with?

• A gigantic, impersonal company that has a vested interest in selling you its products, whether or not they're what you really need ...OR
• A friend or neighbor who finds you the best products and services at the best value, regardless of which company provides it, and backs up this independent streak with two generations worth of experience.

We're pretty sure we know your answer. That's why Jeremiah J. O'Donovan founded O'Donovan & Associates in 1983, adamant that he and his agents would work for you, not the insurance and financial companies. Since then, the firm has thrived and established itself as one of the more successful independent agencies in the Baltimore-Washington region.

Expertise

Let's face it, finance and insurance can be complicated. How much coverage do you need? What’s the ideal asset allocation? Which policies are the best fit for your circumstances? What loopholes and strategies do trial lawyers use to take your personal property, beyond what your insurance company would pay, and what can you do about them? These are important questions that are best answered through experience. In 25 years, we've seen it all; give us a call and we'll tell you some good stories! Although we have specialized expertise in helping business owners mitigate risks and build value in both their corporate and personal lives, we enjoy working with a breadth of clients, from small families to national corporations.

Building on our local success in the mid-Atlantic region, we also established TimberSure, a national entity to serve the niche market of logging insurance. This entity is now one of the leading logging insurance providers in the U.S., thriving in a very difficult risk environment. Although coverages might seem typical, including commercial auto, liability, and property coverage, accidents within the logging industry tend to be particularly deadly and costly. Therefore, many companies refuse to cover businesses in that industry. But the O'Donovan team, drawing on our vast industry experience, knows how to navigate these risks, and indeed, prosper. So we established TimberSure as our own insurance company with independent agents throughout the country. Indeed, we understand how the insurance companies work, because with TimberSure, we are one. If we can handle these most difficult matters, imagine what we can do with the day-to-day of your circumstances.

Service

We get it. At the end of the day, we know that our customers have choices and expect the best customer service in the industry, so that's what we deliver. It's that simple.