Boat Insurance

"The best day in a boat owner's life is the day he buys his boat. The second best day is the day he sells it!"

Have you heard this old line? It lingers because there's some real truth to it. Although there are few things more exhilarating than water-skiing on the river or as relaxing as sailing on the Bay, boat ownership has many potential pitfalls. They are often unattended, either moored at the marina or stored on a trailer in your yard, which both create ample opportunity for theft. Also, with increasing numbers of boaters on the water, the incidence of accidents is increasing. Finally, motors and water are not necessarily a great mix! Therefore, you should consider a full suite of coverage for your boat, similar to what you would do for your home or car.

Important coverages include:

• Liability
• Physical Damage
• Theft
• Medical Payments
• Motor Coverage
• Trailer Coverage
• Boat Covers
• Docking Fenders
• Communications Devices

Common discounts include:

• New Boat
• Automatic Fire Extinguisher
• Burglar Alarm
• Ship-To-Shore Radio
• Approved Boating Education Course