Homeowners Insurance

Fire. Burglary. Frozen water pipes. A contractor falling from your roof. The paperboy slipping on your icy sidewalk. Your tree falling on the neighbors' house during a storm.

Each of these circumstances represents enormous risk to your most important, valuable, and cherished asset - your home. Homeowners insurance mitigates that risk, paying you for damages incurred and minimizing your legal liability. Beyond the basic coverage that we all must have, there are many riders that can be added to your policy. One of the most common is the valuable items floater, which covers unusual items that most other households do not have.

Examples include:

• Expensive jewelry
• Wine collections
• Vintage cars
• Rare coins and stamp collections
• Art

When we speak, we'll ask you about these items or any other highly valuable assets you own. Then we can find the best policy to cover these items in the event of loss, theft, or damage.